Whether you own or are planning to buy a house, townhouse, or condominium, or if you currently rent an apartment, for most people their home is their most important investment. As specialists in the homeowners insurance industry, we have developed a reputation for providing the best service, and the best coverage at the best possible price. Hale-Smith Insurance insures thousands of homes in Pennsylvania and has been writing homeowner's insurance for over 40 years.

We carefully analyze the many differences between home insurance policies, and only represent the nation's top insurance companies. This means the companies we represent continue to receive the highest ratings from the insurance industry's leading analysts and rating authorities.

Please contact Hale-Smith Insurance today and tell us about your homeowner's insurance needs.

Jewelry & Fine Art Insurance

More than $1 billion in jewelry and fine arts is stolen every year. In fact, the U.S. Department of Justice estimates that jewelry accounts for as much as 70 percent of all stolen property.

But fortunately, there are precautions you can take - such as purchasing adequate insurance and having your jewelry appraised - to make sure that you will be compensated for any jewelry loss.

Did you know that jewelry insurance coverage under your homeowner's policy might not provide the kind of protection you need? Most homeowner's policies cover jewelry losses from theft or fire. Few provide coverage for lost or misplaced items. When stolen, misplaced or lost jewelry items are covered, homeowner's insurance typically limits coverage to $2,500.

Hale-Smith Insurance offers many outstanding jewelry and fine art insurance policies. Please contact Hale-Smith Insurance today to provide your precious valuables with the kind of protection they need, above and beyond what your homeowner's policy provides.

Personal Umbrella Insurance

Personal Umbrella Liability insurance protects your assets in the event that you (or a member of your household) accidentally injure another person or damages someone's property, and you do not have enough insurance on your other policies to protect your interests.

Please contact Hale-Smith Insurance - we'll provide you with many outstanding options for the best umbrella coverage